• wealth creation

    THROUGH PROPERTY INVESTMENT
    Tailored Solutions To Build Wealth
    Book An Appointment

  • wealth creation

    THROUGH PROPERTY INVESTMENT
    Tailored Solutions To Build Wealth
    Book An Appointment

  • wealth creation

    THROUGH PROPERTY INVESTMENT
    Tailored Solutions To Build Wealth
    Book An Appointment

  • wealth creation

    THROUGH PROPERTY INVESTMENT
    Tailored Solutions To Build Wealth
    Book An Appointment

  • wealth creation

    THROUGH PROPERTY INVESTMENT
    Tailored Solutions To Build Wealth
    Book An Appointment

  • wealth creation

    THROUGH PROPERTY INVESTMENT
    Tailored Solutions To Build Wealth
    Book An Appointment

A TAILORED SOLUTion to build wealth

Investing in property stands out as one of the most lucrative avenues to secure a steady stream of income. With its unwavering market presence and consistent year-over-year price appreciation, property investment in Australia offers an exceptional opportunity for wealth creation. In this stable investment environment, reinforced by rigorous regulations and a robust legal framework, your financial security is paramount. Opting for a property purchase with a mortgage is a strategic move that empowers your wealth growth. Over time, residential property values consistently appreciate, solidifying your investment portfolio. Moreover, property owners can amplify their earnings by leasing out their assets. The tangible asset of real estate ownership adds an extra layer of financial security.
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Mortgage Seekers Australia boasts an extensive professional network built over 45 years of experience in Banking, Mortgage management, and Broking. Our mission is to guide you on transformative journey to wealth property market.
INVESTING guide download PDF

WHAT MAKES PROPERTY INVESTMENT IN AUSTRALIA SO APPEALING?

Investors are drawn to the Australian property market for compelling reasons. Here's why property investment in Australia is a perennial favourite.

geographic opportunities

This geographic diversity caters to a spectrum of investment preferences, whether they lean towards urban, suburban, or ruralproperties

rapid urban expansion

Cities like Sydney, Melbourne, Brisbane, and Perth are not merely urban centres. Their continued expansion, infrastructural developments, and global prominence make them irresistible for real estate investors.

historical market resilience

The Australian property market's track record exemplifies its resilience in the face of challenges. Amid global economic uncertainties, it has consistently exhibited growth, cementing its status as a favorableinvestment choice.

PROPERTY INVESTING FOR individuals

Pros of Property Investment
1. Enjoy tax benefits As a property investor, you can maximise your return on investments with tax deductions such as:
Negative gearing: This occurs when the mortgage repayments and expenses exceed the rental income. You can offset the income which saves on tax. Depreciation: Investors can claim depreciation allowance on fittings and fixtures, and you may also be entitled to building allowance deduction. You can also claim a portion of costs related to managing and maintaining your investment property and property depreciation as tax deductions. With these tax deductions, you’ll be able to save on upkeep costs and fees while getting more profit. Remember, eligibility to some tax benefits depend on the State or Territory you live in so it’s best to check beforehand. 2. Get capital growth When you buy a property and sell it for more value than you bought it for—that's capital growth. The increase in value over time can vary depending on factors like market conditions and location. You can also increase capital growth even further by making smart improvements to your investment property overtime. You need to sell your property at the right time. For instance, if the market is hot in your local area, you can capitalise on the high demand by selling your property immediately to get the most out of your investment.
3. Earn passive income The most common property investment are rental properties. Rental properties are those you buy with the purpose of leasing them out. You can easily earn extra income from your rental properties without expending too much effort. Although this might take more work because of tenant management, upkeep and maintenance, and other landlord responsibilities, it could be a really profitable investment for the long term.
4. A more stable Investment Real estate is considered to be a relatively less volatile investment compared to stocks, bonds, or shares. The real estate market is usually more predictable and easier to navigate especially for novice investors. Plus, properties often appreciate in value in time with inflation, you can use equity to fund your investment, and it can provide you with a steady cash flow or a good payout.
5. A Flexible Asset An investment property can be a much more flexible investment compared to other types of investments. With an investment property, you can choose to flip it or rent it out. If you have a vacation property, for example, you can rent it out part-time for extra income and use it the rest of the time for personal holidays.

Property investing for SELf-MANAGED SUPER FUNDS

Pros of Property Investment using a Self-Managed Super Fund
1. Tax-EffectiveA super fund is designed to be your preferred vehicle for retirement savings. As such the earnings within your superannuation fund are taxed at only 15%. This is significantly less than the taxation you would be required to pay in your own personal name.
2. Business BenefitsThrough an SMSF structure you can buy a commercial premise and rent it back to your own business (you cannot do the same with a residential property). You must however pay the current market rental rate for the lease, but the revenue goes into your SMSF instead of someone else’s pocket.
3. Increased Purchasing PowerA SMSF can have up to 4 members, combining your capital with the other members of your SMSF can give you extra purchasing power that can be used to invest.
4. Reduced Capital Gains TaxProperty can provide tax benefits when held inside a SMSF structure in relation to CGT. For example, properties held for longer than 12 months, the fund receives a one third discount on any capital gain it makes upon sale, bringing any capital gains tax liability down to a maximum of 10 per cent.
5. Direct ControlA SMSF is the only form of superannuation structure than you can directly own a property in. Within the SMSF you also have direct control of your own investment strategies, investments, and the overall diversification in your portfolio.
It's not just about the Money, owning property Is also great way to Diversify your Investments. |When prices rise, Home can act as a safety net, safeguarding your wealth. As you pay off your Loan, You unlock more value that can be used for both other Purpose in the future. However, It's crucial to always Research before making such commitments.

secure your financial future take the first step today!