self employed loans

Tailored Self-Employed Home Loan Solutions Owner-Occupied, 1st Home Buyers, Investment, Refinance, Consolidation, Equity Release
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A TAILORED self-employed home loan SOLUTION THAT SUITS YOUR LENDING REQUIREMENTS


AT MORTGAGE SEEKERS AUSTRALIA, WE DON'T JUST OFFER LOANS, WE'RE DEDICATED TO YOUR SUCCESS. These loans are structured with flexibility in mind, accommodating the unique needs of self-employed Australians who may face challenges in meeting the conventional documentation requirements of standard home loans.
45 YEARS OF EXPERIENCE
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For those in the self-employed sector, traditional bank loans often necessitate two years of profitable tax returns, a criterion that can be difficult to fulfil due to fluctuating incomes and significant deductions. The Alt Doc Home Loan, however, provides a more adaptable approach. It requires some level of documentation – such as bank statements, business activity statements, or an accountant’s declaration – but these requirements are less stringent than those of traditional loans.
This flexibility extends to the loan's features and purposes. Alt Doc Home Loans are suitable for purchasing or refinancing both owner-occupied and investment properties. They are accessible to self-employed individuals with at least 12 months of ABN registration, and for those earning over £75,000 per annum, GST registration is required. Despite their flexibility, these loans do come with certain considerations. Due to the higher risk associated with lending to individuals who cannot provide standard documentation, Alt Doc Home Loans typically have higher interest rates and fees. Additionally, borrowers may need to provide a larger deposit compared to standard home loans.

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Whether you’re looking for residential loans, personal loans or business loans, we’ll find the best solution and tailor it to you.
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